Discrimination in Insurance Policies
Prof. Bill Long 2/1/06
This is not a complete essay at this point. I decided to find another anti-discrimination statute for automobile insurance so that we can compare it with the HI statute in the text. It is from IL.
(215 ILCS 5/143.24) (from Ch. 73, par. 755.24)
Sec. 143.24. Limited Nonrenewal of Automobile Insurance Policy. A policy of automobile insurance, as defined in subsection (a) of Section 143.13, may not be nonrenewed for any of the following reasons:
h. Marital Status;
i. Employer of the insured;
j. Physical handicap as defined in Section 143.24a of this Act.
(Source: P.A. 86-437.)
(215 ILCS 5/143.24a) (from Ch. 73, par. 755.24a)
Sec. 143.24a. (a) No insurer, licensed to issue a policy of automobile insurance, as defined in subsection (a) of Section 143.13, shall fail or refuse to accept an application from a physically handicapped person for such insurance, refuse to issue such insurance to a physically handicapped applicant therefor solely because of physical handicap, or issue or cancel such insurance under conditions less favorable to physically handicapped persons than nonhandicapped persons; nor shall a physical handicap itself constitute a condition or risk for which a higher premium may be required of a physically handicapped person for such insurance.
Copyright © 2004-2007 William R. Long